Comment posted Argyll and the Isles hits warp speed by James Roy.
How did the Kintyre fast express get to Portavadie from Islay?
Round the Mull?
That’s about 80 miles, quite a trip!
Through the Canal?
Recent comments by James Roy
- Situation analysis 1: Scotland now – the SNP predicament
I’m dp too!
But I certainly didn’t join the SNP to facilitate the creation of a Democratic People’s Republic of Scotland which is neither Democratic nor the Peoples’.
But rather to create Scotland as a nation again….which it cerainly ain’t at the moment.
- Salmond departure only hope for healing in Scotland – successor cannot be Sturgeon
My e-mail from the SNP acknowledging my membership application said that applications were being received at 8 per minute. (Wednesday 24th September)
- SNP irresponsibly fuelling dangerous inflammation when Scotland needs calm
Most sensible decision made in Scotland since 1314.
- Chancellor’s liberation of pensions the most radical popular empowerment for decades
If you take £100k out of your pension pot under the new rules, you will likely have a marginal tax rate of 20%, so £20k to HMRC.
The remaining £80k?
Invest it in a sound equity giving +4% dividend yield (Shell, National Grid, Severn Trent) over 4%, say £4,000 per annum, plus some capital and income growth prospects.
Will your £100k annuity pay £4k, with inbuilt inflation adjuster, a year with protection of the capital?? (no it won’t). It might pay 4% headline rate, but at the end of your life it will be worth diddly squat.
If you buy a new car, 20% VAT to HMRC, so the multiplier for HMRC gets larger.
On the other hand blow the lot.
At least its your decision.
- DFM’s gift to Dunoon-Gourock passenger ferry comes a cropper
Even if one of the other officers was in control, the master is responsible for the safe operation of the vessel.
The buck stops with him.
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